Corporate Credit Analyst / Reviewer ($20K) (ID: 664931)

Provide strategic direction and support towards organisational and departmental objective achievements by closely collaborating with the key stakeholders on a dynamic basis. Evaluation of credit applications, internal ratings and transaction proposals for new or existing corporate and/or financial institution clients in A&O with focus on Corporate related transactions. This includes reviewing transaction material and the analysis submitted by the Business, where appropriate challenging assumptions and conclusions. Providing solutions and adding value to the Business by engaging in client and transaction discussions, due diligence, giving clear guidance on policy and risk appetite and influencing transaction structures and facility terms & conditions to mitigate risk. Engaging with the Business on early stage potential transactions, forming a view on these transactions and as appropriate, discussing and presenting these to ICD senior management. Attend deal screening committees and communicate credit views and challenges on proposals. Present transactions in a concise and clear manner to senior Business and ICD management both locally and overseas, evidencing deep knowledge of the client, transaction, and risks & mitigants. Provide clearly articulated views on whether a client and proposal is bankable and if not, where appropriate, providing alternatives and risk mitigating solutions. Support, coach and mentor ICD team colleagues, contributing to a strong and supportive team environment. Work collegiately with all stakeholders across divisions and jurisdictions, building a network of trusted relationships. Work closely with the Business and attend meetings with them on transactions, providing clarity and strong guidance and direction on risk appetite. Active involvement in term sheet, loan documentation and ISDA/CSA review and discussions with Business stakeholders, influencing where appropriate content and credit terms, ensuring these are acceptable from a risk and commercial standpoint. Proactively keep track of the various sector developments and monitor allocated portfolio and clients from a client specific as well as a sector and country perspective, and where issues are identified, flagging these with relevant Business and ICD stakeholders. Formulate mitigating actions where material risk issues arise. Support new initiatives by the Business providing guidance from a risk perspective. Involvement where appropriate in the development of credit and policy guidelines and participation and support on assigned projects including contribution to change initiatives to drive efficiencies. Involvement in various initiatives and projects including change of policies, procedures liaising with relevant stakeholders in the Region and also in Head Office. Job Requirements: Experience in the analysis and documentation of traditional lending, trade finance, structured transactions and traded products, including derivatives and securities financing transactions. Experience in risk analysis and formulating recommendations on credit proposals across a broad range of client types, including corporates, across a number of jurisdictions in Asia and/or Oceania. Experience in assessing M&A and leveraged finance will be viewed favourably, as well as experience in dealing with deteriorating and/or impaired loans. Good understanding of different sector risk dynamics, drivers and fundamentals, with an ability to apply this in the analysis of counterparty success factors and business and financial risks. Strong track record of working closely with Business partners, building trust and adding value by providing clear and early advice on risk appetite, due diligence requirements and structuring, and finding solutions to risk issues. Track record of providing a contribution beyond business as usual credit risk management, including around credit portfolio reporting, deep dive analysis, contribution to policy, ideas for improvement, special projects, etc. Evidencing a strong graduate or post graduate academic record. Results driven, with a strong sense of successful delivery and accountability. Strong team player focused on team results and business success. Ability to prioritize peak workloads and deliver to tight deadlines. Interested candidates who wish to apply for the advertised position, please click on “Apply”. We regret that only shortlisted candidates will be notified. EA License No.: 01C4394 (PERSOLKELLY Singapore PTE LTD) By sending us your personal data and curriculum vitae (CV), you are deemed to consent to PERSOLKELLY Singapore Pte Ltd and its affiliates to collect, use and disclose your personal data for the purposes set out in the Privacy Policy available at https://www.persolkelly.com.sg/policies. You acknowledge that you have read, understood, and agree with the Privacy Policy.

Location: Singapore, SG

Posted Date: 2/2/2025