Junior Underwriter

Wholl you report to: Youll be based at Head office in Sandton, Johannesburg. Youll report to the Team Leader: Underwriting Back Office, who is accountable for Life Policy Underwriting functions. Your qualifications: - Grade 12 (Essential) - Relevant tertiary qualification; a medical diploma/degree beneficial Your Outputs (include but is not limited to): - Underwriting anniversary, servicing and new business and verifying of Risk management risk attributes - Adhering to Risk Management (underwriting) rules, rating, and insurance laws and regulations - Make decisions regarding the acceptance, price and policy terms and condition that are consistent with business Risk Management and ensuring a profitable loss ratio - Identifying underwriting concerns and suggest possible solutions - Manage and resolve queries received from various stakeholders including doing the necessary follow up work - Develop and maintain effective working relationships with internal and external customers - Evaluate and underwrite risk from new and existing business - Monitoring applications to ensure the highlighted risks will not potentially lead to - Assisting with underwriting training - Decline excessive risks or imposes additional conditions or premiums to high risk. Your Experience: - 3 - 5 years experience in life underwriting and administration industry. Call centre experience would be beneficial. - Knowledge of long-term insurance industry in underwriting - Experience in Individual life insurance product ie Life cover, Permanent Disability cover, Temp Income Cover and Critical Illness - Sound Business and Operational knowledge of Insurance Industry administrative processes - Good knowledge of the business administration platforms - Familiar with Compliance Processes and Procedures in the Insurance Industry Skills MS Office and PC literate - Accurate Typing Skills - Excellent verbal and written communication skills - Quality driven - Ability to pay attention to detail as accuracy is important - Using effective interpersonal skills to resolve conflict situations - Ability to work effectively with others and contribute to team task accomplishment - Ability to multi-task and manage multiple priorities - Have the ability to operate effectively under pressure - Task and deadline orientated - Analytical mind and above average problem-solving techniques - Strong sense of ownership - Pro-active and innovative - Relationship Management

Location: Johannesburg, ZA

Posted Date: 2/13/2025