Credit Manager

Key Responsibilities: Credit Model Development & Enhancement: Lead the design and ongoing improvement of credit models, scorecards, and analytics tools to align with industry standards and regulations. Credit Automation & Decisions: Drive initiatives to automate and streamline the credit evaluation and approval processes, ensuring responsible lending practices and high-quality asset placements. Risk Management: Assess and manage credit risk across client portfolios, conducting thorough credit assessments and adjusting risk parameters as needed to ensure quality asset acquisition. Client-Centric Solutions: Understand client needs, provide proactive and innovative credit solutions, and maintain strong relationships to support their financial goals. Cross-Functional Collaboration: Work closely with teams across the business to optimize credit models, improve performance, and address challenges in credit assessment, approval, and risk management. Reporting & Analytics: Develop reports to track credit performance, model accuracy, and risk metrics, and provide actionable insights to senior management. Compliance & Regulatory Adherence: Ensure compliance with internal policies and external regulations, staying informed on industry trends and regulatory changes to continuously refine strategies. Team Leadership & Development: Mentor and guide junior credit analysts, providing training and support to foster a high-performance, collaborative environment. Competencies We Look For: Strong analytical and problem-solving abilities Leadership and team-building capabilities Excellent communication skills, with the ability to present complex data to non-technical stakeholders Detail-oriented, with a focus on accuracy and compliance Passion for innovation and staying ahead of emerging trends in data science and credit automation Proactive and able to drive projects from concept to implementation Skills and Experience We Look For: Grade 12 NQF Level 7 or higher in a Financial or Banking-related field CIMA, Credit Management Degree, or equivalent qualification is advantageous 2-5 years of experience in credit management, preferably within commercial finance Experience managing teams and fostering a collaborative, high-performance environment Send your CV to

Location: Cape Town City Centre, ZA

Posted Date: 11/10/2024